SoFi vs Wise
Two finance & fintech affiliate programs, compared field by field on verified terms. Every figure below was checked against the official program page; each profile links the source. Scoring follows our public rubric.
$50–$300+ per funded account (product-dependent) · 30 days cookie
Good — best for uS personal-finance sites with compliance experience
Wise
International money transfers · Finance
~£10 per new active customer (varies by market) · 30 days cookie
Fair — best for expat, travel, remote-work and personal-finance content
The verdict
SoFi — 69/100
SoFi wins by 9 points on stronger earnings structure. Wise still makes sense for a specific fit: expat, travel, remote-work and personal-finance content.
Verified terms, side by side
| Field | SoFi | Wise |
|---|---|---|
| Commission | $50–$300+ per funded account (product-dependent) | ~£10 per new active customer (varies by market) |
| Model | One-time bounty | One-time bounty |
| Cookie duration | 30 days | 30 days |
| Est. $/first referral | ~$100 ✓ | ~$13 |
| Network | FlexOffers | Partnerize |
| Payout threshold | $25 | $25 |
| Payout methods | Direct deposit, PayPal | Bank transfer |
| Payment terms | NET 30–60 | Monthly, ~NET 30 |
| Geo focus | US only | Global |
| Terms verified | 2026-08 | 2026-08 |
Score breakdown
Subscores are 1–10, weighted per the methodology.
Earnings power (35%)
Attribution window (20%)
Trust & conversion (20%)
Payout reliability (15%)
Ease of entry (10%)
Why pick SoFi
- Among the largest consumer bounties available
- Multiple products (banking, loans, invest) to promote
- Strong conversion on rate-shopping content
Watch out
US traffic only
Full SoFi profile →Why pick Wise
- Genuinely loved product — easy authentic promotion
- Expat/travel/remote-work content fits naturally
- Trusted fintech brand
Watch out
Modest bounty
Full Wise profile →