Coinbase vs Wise
Two finance & fintech affiliate programs, compared field by field on verified terms. Every figure below was checked against the official program page; each profile links the source. Scoring follows our public rubric.
50% of referred user's trading fees for 3 months · 30 days cookie
Fair — best for crypto education content with compliance discipline
Wise
International money transfers · Finance
~£10 per new active customer (varies by market) · 30 days cookie
Fair — best for expat, travel, remote-work and personal-finance content
The verdict
Coinbase — 61/100
This one is close: 1 point separates them. Coinbase edges it on stronger earnings structure, but Wise remains the better pick where its strengths match your audience — expat, travel, remote-work and personal-finance content.
Verified terms, side by side
| Field | Coinbase | Wise |
|---|---|---|
| Commission | 50% of referred user's trading fees for 3 months | ~£10 per new active customer (varies by market) |
| Model | Recurring (3 months) | One-time bounty |
| Cookie duration | 30 days | 30 days |
| Est. $/first referral | ~$25 ✓ | ~$13 |
| Network | Impact.com | Partnerize |
| Payout threshold | $10 | $25 |
| Payout methods | Direct deposit, PayPal | Bank transfer |
| Payment terms | Monthly (Impact) | Monthly, ~NET 30 |
| Geo focus | Global (restricted markets excluded) | Global |
| Terms verified | 2026-08 | 2026-08 |
Score breakdown
Subscores are 1–10, weighted per the methodology.
Earnings power (35%)
Attribution window (20%)
Trust & conversion (20%)
Payout reliability (15%)
Ease of entry (10%)
Why pick Coinbase
- Revenue scales with market activity
- Most trusted mainstream US exchange
- Impact-managed payouts
Watch out
Earnings collapse in bear markets
Full Coinbase profile →Why pick Wise
- Genuinely loved product — easy authentic promotion
- Expat/travel/remote-work content fits naturally
- Trusted fintech brand
Watch out
Modest bounty
Full Wise profile →