SoFi vs Coinbase
Two finance & fintech affiliate programs, compared field by field on verified terms. Every figure below was checked against the official program page; each profile links the source. Scoring follows our public rubric.
$50–$300+ per funded account (product-dependent) · 30 days cookie
Good — best for uS personal-finance sites with compliance experience
Coinbase
Crypto exchange · Finance
50% of referred user's trading fees for 3 months · 30 days cookie
Fair — best for crypto education content with compliance discipline
The verdict
SoFi — 69/100
SoFi wins by 8 points on stronger earnings structure. Coinbase still makes sense for a specific fit: crypto education content with compliance discipline.
Verified terms, side by side
| Field | SoFi | Coinbase |
|---|---|---|
| Commission | $50–$300+ per funded account (product-dependent) | 50% of referred user's trading fees for 3 months |
| Model | One-time bounty | Recurring (3 months) |
| Cookie duration | 30 days | 30 days |
| Est. $/first referral | ~$100 ✓ | ~$25 |
| Network | FlexOffers | Impact.com |
| Payout threshold | $25 | $10 |
| Payout methods | Direct deposit, PayPal | Direct deposit, PayPal |
| Payment terms | NET 30–60 | Monthly (Impact) |
| Geo focus | US only | Global (restricted markets excluded) |
| Terms verified | 2026-08 | 2026-08 |
Score breakdown
Subscores are 1–10, weighted per the methodology.
Earnings power (35%)
Attribution window (20%)
Trust & conversion (20%)
Payout reliability (15%)
Ease of entry (10%)
Why pick SoFi
- Among the largest consumer bounties available
- Multiple products (banking, loans, invest) to promote
- Strong conversion on rate-shopping content
Watch out
US traffic only
Full SoFi profile →Why pick Coinbase
- Revenue scales with market activity
- Most trusted mainstream US exchange
- Impact-managed payouts
Watch out
Earnings collapse in bear markets
Full Coinbase profile →